Mach96 — Boutique Annuity & Life IMO for Top Agents

THE SUITE — MEMBERS ONLY

Tools that build the case.

Model it, stress it, prove it to yourself — before you ever sit down. Built in-house, kept current, and included with the Mach96 partnership. For financial professional use only.

Income planning

Retirement Stress Test

Run a client's paycheck through 2000, 2008, and worse. Know the plan holds before anyone asks.

◈ Members only Back-test

FIA vs Bonds

Head-to-head against the bond sleeve, on real historical data — not a brochure hypothetical.

◈ Members only Product comparison

FIA vs RILA

Caps, buffers, and floors side by side, so the trade-off is visible in one screen.

◈ Members only Client education

FIA vs Volatility

What annual reset actually does in a drawdown — the concept above, at full depth.

◈ Members only Product comparison

MYGA vs FIA

Guaranteed rate or indexed upside? Model both against the client's timeline.

◈ Members only Tax planning

Power of the NQ Stretch

Quantify the multi-generational tax deferral most beneficiaries never hear about.

◈ Members only Analysis

Annuity ROI Calculator

Internal rate of return on income riders, in language a CPA respects.

◈ Members only Income planning

Retirement Probability Analysis

Safe withdrawal rates and success odds — then what shifting risk does to both.

◈ Members only Portfolio design

60/40 Reimagined

What the classic allocation looks like when part of the 40 stops losing money.

◈ Members only

Live teaser · From the IRR Calculator

Talk IRR, not rate of return.

"Rate of return" invites a comparison to the market. Internal rate of return prices the promise itself — the guaranteed checks, measured against the premium, over an actual lifetime. Frame it that way and the annuity sells itself.

Watch it run: a $100K premium at 65, income switched on at 70, and the IRR at each life-expectancy milestone.

ILLUSTRATIVE ONLY · METHODOLOGY AND LONGEVITY BENCHMARKS MATCH THE MACH96 IRR CALCULATOR · THE FULL TOOL ADDS ROLL-UPS, INCREASING INCOME, AND CO-BRANDED REPORTS · NO CASH VALUE AT DEATH MODELED

Live teaser · The LTC Calculator

The cost of care won't wait.

Position LTC with our LTC Calculator — the fastest way to turn "we should talk about care someday" into a number the client can't unsee. 51% of women and 39% of men turning 65 will need long-term care. Slide the timeline: today's national medians from the 2024 federal Cost of Care Survey, growing at the tool's 5% default.

SOURCES PER THE MACH96 LTC TOOL: FLTCIP 2024 COST OF CARE SURVEY · HHS/ASPE LIFETIME RISK · THE FULL TOOL ADDS STATE & METRO PRICING, CARE SETTINGS, AND SET-ASIDE FUNDING MATH

CARE NEEDED IN 20 YRS

Home health aide

—

TODAY: $51K/YR

Assisted living

—

TODAY: $66K/YR

Nursing home, private

—

TODAY: $127K/YR

Not seeing a tool you'd like?

Let us know and we'll get on it. We also design custom, white-labeled software for individual practices — your brand on the front, the Mach96 desk behind it.

Let us know

AGENT OS — MACH96 PARTNERS ONLY

Radar that finds the business.

The calculators build the case. These find it. Built on public regulatory filings and available exclusively to agents who work with Mach96.

Members only

Whale Radar

Owner-dominated small retirement plans, mapped by ZIP from Form 5500 filings — high-balance prospects hiding in plain sight in your territory.

Members only

Plan Radar

401(k) plans near you ranked by how far their fees sit above the market median — plus flags for annuity contracts with no agent of record.

Members only

Succession Radar

Surface practices and books approaching transition, before the rest of the market knows they're in motion.

Members only · Featured

Case Generator

Point it at any in-force annuity. Case Generator scans live rates across our carriers and returns a client-ready refinance case — the year-one guaranteed income lift, the top three alternatives, and a cumulative lifetime income comparison — formatted as a producer-ready case study.

What used to be an afternoon of quote-gathering and spreadsheet work comes back as a finished case study in minutes.

The radar finds the opportunity. Case Generator turns it into the case.

MACH96 | ANNUITY REFINANCE CASE STUDY ILLUSTRATIVE EXAMPLE

THE INCOME OPPORTUNITY

Year-One Guaranteed Income Lift

+53%

$19,092 → $29,211

An additional $10,119/year of guaranteed lifetime income — for life — beginning at age 73.

PROPOSED SOLUTIONS — TOP THREE

OPTION	RATING	YR-1 INCOME	INCOME @ AGE 95
1 Annuity Example 1Income+ rider	A+	$29,211	$671,868
2 Annuity Example 2GLIB rider	A-	$27,717	$637,506
3 Annuity Example 3Benefit option 1	A+	$27,130	$624,000

INCOME INCREASE VS. CURRENT (TO AGE 95)+$232,742

Illustrative example with anonymized products. Current income shown at $19,092/yr. Quotes assume level lifetime payouts beginning at activation age 73; verify all figures with a current quote.

See Agent OS in a live demo Access is part of the Mach96 partnership. No extra cost.

THE DESK — WHO WE ARE

We sit in the case with you.

Mach96 is a boutique annuity and life brokerage — an independent marketing organization, known in our industry as an IMO or FMO — built to serve the top agents and advisory firms in the country. Where most brokerages stop at product selection, we bring depth to the complex work that actually wins clients — estate planning, tax planning, income planning, and protection strategies.

The cases that move the needle are rarely simple. That's where we do our best work.

We execute just like the agents we work with — fast, thorough, and accountable. That's the standard, and it's why our partner firms stay.

01

Integrity

We communicate with class. Emails, calls, dress, follow-through — when agents think of us, they think of a class act.

02

Responsiveness

Problem solvers with can-do attitudes. We take your business seriously, and your clients feel the difference.

03

Ingenuity

Small business is the heartbeat of the American spirit. When everyone rows in the same direction, big things happen.

SALES TEAM — MACH96

Meet the sales team.

Annuity and operations specialists who work your cases start to finish. Reach any of us directly.

Joe Saffrin

Owner · Annuity Specialist

Founded Mach96 in 2021 after a decade as a top annuity wholesaler — built on the belief that small business is the heartbeat of the American spirit.

jsaffrin@mach96.com
612-345-8121

Sam McBride

Director of Annuity Sales

In the annuity business his whole career — once known around the office as the "Cold Call Cowboy." Today he supports 100+ agent offices as their go-to.

smcbride@mach96.com
612-445-5251

Max Stecker

Annuity Specialist

In the industry since 2019 across carrier and annuity-desk roles. Can-do attitude — there when you need him, and probably outdoors when you don't.

mstecker@mach96.com
612-504-3019

Ryan Ruffcorn

Operations Specialist

Years supporting a top annuity producer in new business, client services, and relationship roles — deep, wide-ranging knowledge of carrier processes.

rruffcorn@mach96.com
612-445-0125

PARTNERS — WHO WE WORK WITH

Built for how you do business.

Financial Professionals

Adding annuities and life insurance to your offering — or using them consistently and looking for a partner who keeps pace.

IARs & RIAs

Whether you're part of a larger RIA or run your own shop, we provide the back-office support your clients deserve.

Fee-only? Many of our carriers offer fee-only annuities.

Registered Representatives

Deep experience in the broker-dealer space. Chances are we already have relationships inside your BD — and we know the guidelines matter.

We follow every BD's rules. No exceptions.

IN PRACTICE — A WEEK WITH MACH96

Real questions. Answered before the meeting.

"What happens to my income if 2008 happens the year I retire?"

Run their actual numbers through the worst sequences on record — and walk in knowing the paycheck survives.
→ RETIREMENT STRESS TEST

"Why would I use this instead of just holding bonds?"

Run the historical back-test and walk in with the answer. No brochure required.
→ FIA VS BONDS

"My client inherited a non-qualified annuity. Now what?"

Quantify the stretch election in dollars over decades — planning, not pitching.
→ NQ STRETCH

"My client's old annuity pays $19K a year. Can we do better?"

Feed the contract to Case Generator and hand back a refinance case with the income lift quantified — same day.
→ CASE GENERATOR

"Where do I find my next ten ideal prospects?"

Enter a ZIP code. Radar surfaces the plans, fee outliers, and orphaned contracts around you.
→ WHALE & PLAN RADAR

"Can you actually sit in the case with me?"

That's the part software can't do — estate, tax, income, and protection design, worked with you until it closes.
→ THE MACH96 DESK

BEHIND THE NAME

A tight-knit team, going very fast.

On November 16, 2004, NASA's X-43A hit Mach 9.6 — nearly 7,000 mph — the fastest jet-powered flight ever recorded. A small research team, everyone rowing the same direction, doing something the rest of the field said was years away.

That's the standard this firm is built around: speed isn't the goal. Speed is what happens when execution is the norm.

The Hyper-X X-43A project team in front of NASA's B-52B launch aircraft, Pegasus booster and X-43A attached. NASA photo.

The brokerage top agents call. The tools that build the case.

Tools that build the case.

Retirement Stress Test

FIA vs Bonds

FIA vs RILA

FIA vs Volatility

MYGA vs FIA

Power of the NQ Stretch

Annuity ROI Calculator

Retirement Probability Analysis

60/40 Reimagined

Talk IRR, not rate of return.

The cost of care won't wait.

Not seeing a tool you'd like?

Radar that finds the business.

Whale Radar

Plan Radar

Succession Radar

Case Generator

We sit in the case with you.

Integrity

Responsiveness

Ingenuity

Meet the sales team.

Joe Saffrin

Sam McBride

Max Stecker

Ryan Ruffcorn

Built for how you do business.

Financial Professionals

IARs & RIAs

Registered Representatives

Real questions. Answered before the meeting.

Strategies to Building a $100M+ Practice & $10M a Year in Annuities

A tight-knit team, going very fast.

Ready to move at Mach 9.6?